Financial Fitness
NeighborWorks® Pocatello offers a Financial Fitness course once per quarter. The course helps you learn more about the financial world and enables you to better manage your finances so you may work toward your goal of homeownership. Cost of the course is free of charge, unless you would like to purchase the course guide. Click for more information on our financial fitness classes.
Reverse Mortgage Counseling
NeighborWorks® Pocatello is the only organization in Eastern Idaho with a fully licensed Home Equity Conversion Mortgage counselor on staff. If you are considering or if you have applied for a Reverse Mortgage from a private lender, we can guide you through this process so you may ultimately make the decision that is best for you. This service is free of charge. Click for more information on reverse mortgage counseling.
Credit Counseling
Consumers need and deserve the best guidance when making the decision to purchase a home. Buying a home may easily be the largest investment a consumer makes. Our housing counselor can provide advice on buying a home, defaults, foreclosures, and credit issues free of charge. NeighborWorks® Pocatello is a HUD (Housing and Urban Development) approved housing counseling agency. Be sure to contact us today if you would like to speak to our housing counselor.
Foreclosure Counseling
Foreclosure is an ugly word that no homeowner ever wants to hear. While the thought of foreclosure is not something you ever plan for, life circumstances sometimes make the threat of foreclosure a reality. Fortunately, NeighborWorks® Pocatello offers mortgage default counseling to anyone in need. The program is designed for homeowners currently in the foreclosure process or even homeowners that feel they may be on the verge of missing mortgage payments. Our mortgage default counselor guides the homeowner through the complicated process. NeighborWorks® Pocatello acts as a mediator between the borrower and the mortgage lender to assist the homeowner in avoiding foreclosure.
There are companies out there offering foreclosure/mortgage default counseling services, but these services come at a high cost and many of these are not legitimate companies; these companies should be avoided. NeighborWorks® Pocatello, on the other hand, is a HUD approved foreclosure counseling agency, and all foreclosure counseling is FREE.
Ask Yourself:
- Are you at risk for foreclosure?
- Worried about your next house payment?
- Already missed one or more house payments?
- Concerned about your interest payment going up?
NeighborWorks® Pocatello can help! Call 208-232-9468 to set up an appointment.
Download the Foreclosure Prevention Intake Packet (1.5mb PDF) Click for more information on Foreclosure Counseling.
Homebuyer Education
Do you want to buy a home, but don’t know where to start? You don’t have to feel alone. NeighborWorks Pocatello is pleased to offer residents of Southeast Idaho the “Finally Home!” homebuyer education class. Developed by Idaho Housing and Finance Association, the course offers participants an objective and detailed presentation of all the information they need to become informed and successful homebuyers.
Topics include, but are not limited to:
- Budgeting and credit
- Working with a real estate agent
- Obtaining loan financing
- Home inspections
- Insurance
- What to expect at closing
After completing the course, participants will be able to manage the home-buying process with the confidence that comes from having access to trusted sources of information, and an advocate who can provide guidance in reaching their homeownership goals. Finishing the course will also entitle the participant to a certificate of completion often required by lenders to meet eligibility requirements for various loan programs.
Click for more information on HomeBuyer Education.
2020 HomeBuyer Education Class Dates
Jan. 11, 9 a.m. – 5 p.m.
Feb. 5 & 6, 5 p.m. – 9 p.m.
Mar. 14, 9 a.m. – 5 p.m
Apr. 15 & 16, 5 p.m. – 9 p.m.
May 16, 9 a.m. – 5 p.m.
June 17 & 18, 5 p.m. – 9 p.m.
July 18, 9 a.m. – 5 p.m.
Aug. 12 & 13, 5 p.m. – 9 p.m.
Sept. 12, 9 a.m. – 5 p.m.
Oct. 14 & 15, 5 p.m. – 9 p.m.
Nov. 14, 9 a.m. – 5 p.m.
Homebuyer Education Workshop
Interested in becoming a homeowner? Come to our FREE workshop every Thursday at noon in the NeighborWorks Pocatello Confrence Room located at 206 N. Arthur, Pocatello, ID 83201
Homeowner’s Guide to Success
Click here to view the guide
This document was published by the U.S. Department of Housing and Urban Development.