Financial Fitness
NeighborWorks® Pocatello offers a Financial Fitness course once per quarter. The course helps you learn more about the financial world and enables you to better manage your finances so you may work toward your goal of homeownership. Cost of the course is free of charge, unless you would like to purchase the course guide.
Click for more information on our financial fitness classes.
Reverse Mortgage Counseling
NeighborWorks® Pocatello is the only organization in Eastern Idaho with a fully licensed Home Equity Conversion Mortgage counselor on staff. If you are considering or if you have applied for a Reverse Mortgage from a private lender, we can guide you through this process so you may ultimately make the decision that is best for you. This service is free of charge.
Click for more information on reverse mortgage counseling.
Credit Counseling
Consumers need and deserve the best guidance when making the decision to purchase a home. Buying a home may easily be the largest investment a consumer makes. Our housing counselor can provide advice on buying a home, defaults, foreclosures, and credit issues free of charge. NeighborWorks® Pocatello is a HUD (Housing and Urban Development) approved housing counseling agency. Be sure to contact us today if you would like to speak to our housing counselor.
Foreclosure Counseling
Foreclosure is an ugly word that no homeowner ever wants to hear. While the thought of foreclosure is not something you ever plan for, life circumstances sometimes make the threat of foreclosure a reality. Fortunately, NeighborWorks® Pocatello offers mortgage default counseling to anyone in need. The program is designed for homeowners currently in the foreclosure process or even homeowners that feel they may be on the verge of missing mortgage payments. Our mortgage default counselor guides the homeowner through the complicated process. NeighborWorks® Pocatello acts as a mediator between the borrower and the mortgage lender to assist the homeowner in avoiding foreclosure.
There are companies out there offering foreclosure/mortgage default counseling services, but these services come at a high cost and many of these are not legitimate companies; these companies should be avoided. NeighborWorks® Pocatello, on the other hand, is a HUD approved foreclosure counseling agency, and all foreclosure counseling is FREE.
Ask Yourself:
- Are you at risk for foreclosure?
- Worried about your next house payment?
- Already missed one or more house payments?
- Concerned about your interest payment going up?
NeighborWorks® Pocatello can help! Call 208-232-9468 to set up an appointment.
Download the Foreclosure Prevention Intake Packet (1.5mb PDF)
Click for more information on Foreclosure Counseling.
Homebuyer Education
Do you want to buy a home but don’t know where to start? You don’t have to feel alone. Home purchase is the largest expenditure you will probably ever make in your lifetime. Home equity is also the basis of wealth-building for many America families. Thanks to the certified FinallyHome! Homebuyer education course, we will help you make the most of your home purchase. The FinallyHome! Homebuyer Education class has four components:
Section 1 – Preparing for Homeownership: Explores the advantages and disadvantages of homeownership. Class participants are encouraged to take a closer look at the reality of homeownership. Budgeting is emphasized as a tool to manage home maintenance and house payments.
Section 2 – Shopping for a Home: A real estate professional or the course facilitator will lead participants through the steps of finding a home that suits their particular needs. Prospective buyers learn the language and fundamentals of the sales contract.
Section 3 – Obtaining a Mortgage: Outlines the necessary steps of shopping for a mortgage loan. A lending professional introduces participants to the mortgage qualifying process, and the language and documents associated with it.
Section 4 – Closing: Outlines the basic process of closing your home purchase. A title company representative explains the importance of title insurance, and what to expect from and how to prepare for the closing process. Examples of closing documents are reviewed and explained.
To make an appointment or enroll in our HomeBuyer Education Live course call our office at (208)232-9468.
Click here to register for our Live HomeBuyer Education Class.
Click for more information on HomeBuyer Education.
Homebuyer Education Workshop
Interested in becoming a homeowner? Come to our FREE workshop every Thursday at noon in the NeighborWorks Pocatello Confrence Room located at 206 N. Arthur, Pocatello, ID 83201
Homeowner’s Guide to Success
Click here to view the guide
This document was published by the U.S. Department of Housing and Urban Development.