NeighborWorks® Pocatello is a progressive alliance between residents, business and government that revitalizes communities by empowering people, creating safe, healthy neighborhoods, providing opportunities for affordable housing, deploying accessible financial products, and building community pride.
We improve the community and assist residents in various ways, including constructing and selling brand new homes, rehabilitating homes, offering down payment and closing cost assistance loans, home improvement loans for owner-occupants, homebuyer education, credit counseling (including foreclosure mitigation and reverse mortgage counseling), a lawn and garden tool lending system and by promoting community building and neighborhood organizing efforts.
Please browse through this website to learn more about these services. If you can’t find the service you need, perhaps there are other community partners who can help. Click here for links to other local service organizations.
Tool Lending Library
NeighborWorks® Pocatello has a large assortment of lawn and garden tools available for rental at a nominal charge. Our tools are available to anyone that needs to rent a lawn mower, weed trimmer, saw, rake, shovel or whatever else is needed to spruce things up.
We also offer an enclosed tool trailer for civic or neighborhood groups who have organized a group of volunteers who need a trailer stocked with lawn and garden tools (free of charge). For more information about lawn and garden tool rentals or mobile tool trailer, call us at 232-9468 or stop by our office at 206 North Arthur in Pocatello.
Tell your friends! Tell your neighbors and co-workers! Let’s all do our part in making Pocatello look great.
Available Homes
Homeownership creates stability for families, neighborhoods and the local economy. It is one of the best ways to build wealth. Did you know that NeighborWorks Pocatello constructed homes have generated over $42 million to the local tax base?
The NeighborWorks® Pocatello HomeOwnership Center promotes home ownership by providing all the services and education needed to successfully undertake the home purchase process from start to finish.
At this time, NWP doesn’t have any homes available with special financing for income-restricted households; however, there are market-rate homes for sale at our Bonneville Commons subdivision. Click here for Bonneville Commons information
Lending
Loan Programs
Owner Occupied Home Improvement Loan
Home Improvement Loans are currently available to owner occupants residing in Bannock, Bingham, and Power Counties who don’t qualify or have access to traditional lender financing and who may need more flexible terms. We will assist you with your project from start to finish, including helping you secure competitive bids from licensed, bonded and insured contractors.
Down Payment Assistance/Closing Costs Assistance Loan
Borrower does not need to be a first time homebuyer but must complete the FinallyHome! Homebuyer education course offered by NeighborWorks® Pocatello. For additional information, including specific income guidelines for your county, click the link below.
USDA 502 Direct Loans
Also known as the Section 502 Direct Loan Program, this program assists low income applicants obtain decent, safe and sanitary housing in eligible rural areas. A USDA home loan is a zero down payment mortgage for eligible rural and suburban homebuyers. With subsidies, interest rates can be as low as 1%. Section 502 direct loans can be used to build, repair, renovate, or relocate homes, or to purchase and prepare sites, including providing water and sewage facilities.
Homebuyer Education
FinallyHome! Program
A chance to learn…a chance to own.
Do you want to buy a home, but don’t know where to start? You don’t have to feel alone. Home purchase is the largest expenditure many families ever make. At the same time, home equity is the basis of many American families’ wealth. Through the FinallyHome! program, NeighborWorks® Pocatello offers Homebuyer Education classes to help you make the most of home purchase.
This course is offered on an ongoing basis. If the in-person course doesn’t fit in with your schedule, there is a “self-study” option available. Once you complete the course, you will spend some time with one of our housing counselors who will go over your material and assist you with your specific questions related to purchasing a home.
Our Neighborhoods
Get involved in your neighborhood and community.
Foreclosure Counseling
Our Mortgage Default Counseling Service is designed specifically for homeowners who are behind, or anticipate becoming behind, in their mortgage payments on their primary residence. Our HUD-certified housing counselors help homeowners establish a budget, determine strategies to prevent foreclosure, and develop a plan to get them back on track with their mortgage payments.